LOUISIANA INTEREST RATE FOR 1996 - Legal: 9.75% - Judgment 9.75% STATUTE OF LIMITATIONS (IN YEARS) - Open Acct: 3 - Written Contract 10 - Promissory Notes: 5 - Domestic Judgment 10 - Foreign Judgment 10 BAD CHECK LAWS (CIVIL PENALTY) - After 30 day written demand (certified or registered), twice check amount Attorney fees & court costs. GENERAL GARNISHMENT EXEMPTIONS - 75% disposable earnings per work week, but not less than 30 x fed. mm. hourly wage. COLLECTION AGENCY BOND & LICENSE - Bond: Yes - $10,000 - License: Yes - Fee: $200 Initial I $200 Investigation I $200 Renewal $100 Branch I $100 Branch Renewal