MONTANA INTEREST RATE - Legal: 10% Judgment: 10% A binding written agreement may provide for interest of 15% or 6% above prime (whichever is more). Exemption to Interest Law: Short Term Lenders (90 days or less) can receive high interest - 300%-400% APR Also subject to exception are regulated lenders. STATUTE OF LIMITATIONS (IN YEARS) - Contract not in Writing: 5 Written Contract: 8 Domestic Judgment: 10 (District Court) (Realty lien for only 10 in District Court) Justice of Peace Judge: 10 Tort Claim (Subrogation) Prop & Personal: 3 BAD CHECK LAWS (CIVIL PENALTY) - $100 minimum or 3 times face value up to $500 plus face value of check and under UCC the value of the check plus $30 service charge per check. GENERAL GARNISHMENT EXEMPTIONS - COLLECTION AGENCY BOND & LICENSE -