NORTH DAKOTA INTEREST RATE - Legal: 6% Judgment: 12% STATUTE OF LIMITATIONS (IN YEARS) - Open Acct. for services: 6 Sale of Goods: 4 Written Contract: 6 Domestic Judgment: 10 renewable Foreign Judgment: 10 renewable BAD CHECK LAWS (CIVIL PENALTY) - Amount due, collection fees of $25, and civil penalty by civil action for lesser of $200 or 3X check. Effective 08/01/01. GENERAL GARNISHMENT EXEMPTIONS - Greater of 75% or amount each wk. = to 40 x fed. min. hourly wage. Plus $20.00 each household dependent. COLLECTION AGENCY BOND & LICENSE - Contact: Timothy J. Karsky, Commissioner Dept. of Financial Institutions 2000 Schafer Street, Suite G Bismarck, ND 58501-1204 Phone: (701) 328-9933 email:dfi@state.nd.us web: www.discovernd.com/dfi