NEVADA INTEREST RATE - Contract rate always prevails. If no contract: Pre-judgment: Statutory rate = 2% Over Prime as determined by 3 largest NV banks and adjusted every 6 months. Judgment: Same as pre-judgment STATUTE OF LIMITATIONS (IN YEARS) - Open Acct.: 4 Written Contract: 6 Lease: 6 Domestic Judgment: 6 Foreign Judgment: 6 BAD CHECK LAWS (CIVIL PENALTY) - Amount due, protest fees three times check amount not more than $500, or less than $100. GENERAL GARNISHMENT EXEMPTIONS - Wages no more than 25% of Disposable earnings for each week or 30 times federal minimum hourly wage (whichever is less) except for support orders. COLLECTION AGENCY BOND & LICENSE - Nevada Financial Institutions Division 406 E. 2nd Street, Suite 3 Carson City, NV 89701-4758 Phone: (775) 684-1830 • Fax: (775) 684-1845 web: www.fid.state.nv.us