OREGON INTEREST RATE - Statutory + Judgment: 9% simple interest per annum (Unless specified by contract) STATUTE OF LIMITATIONS (IN YEARS) - Open Acct.: 6 Sale of Goods: 6 (4 yrs UCC Transaction) Written Contract: 6 Domestic Judgment: 10 - Renewable at 10 Foreign Judgment: 10 BAD CHECK LAWS (CIVIL PENALTY) - Can recover reasonable attorney fees & statutory damages of three times the amount of the NSF check or $500 if demand letter is sent to debtor 30 days before suit is filed. GENERAL GARNISHMENT EXEMPTIONS - 75% of disposable earnings or 40 x fed. min. hourly wage COLLECTION AGENCY BOND & LICENSE - Contact: Collection Licensing Div. of Finance and Corporate Securities PO Box 14480 Salem, OR 97309-0405 Phone: (503) 378-4140 web: http://dfcs.oregon.gov