|
ALABAMA |
INTEREST RATE - Legal: 6% - Judgment 12% |
STATUTE OF LIMITATIONS (IN YEARS) - Open Acct: 3 -
Written contract 6 - Domestic Judgment 20 - Foreign Judgment 20 |
BAD CHECK LAWS (CIVIL PENALTY) - Actual Bank
charges |
GENERAL GARNISHMENT EXEMPTIONS - 75% of wages are
exempt from garnishment |
COLLECTION AGENCY BOND & LICENSE - Bond: No -
License: No - Fee: $25 if the Population is under 20,000 or $100 if
the Population is over 20,000 |
|
ALASKA |
INTEREST RATE - Legal: 10.5% - Judgment 10.5% or
contractual |
STATUTE OF LIMITATIONS (IN YEARS) - Sale of Goods:
4 - Written Contract 6 - Domestic Judgment 10 - Foreign Judgment 10 |
BAD CHECK LAWS (CIVIL PENALTY) - Damages in amount
equal to $100 or triple the amount of the check whichever is greater.
But no more than $1000 over the amount of the checks. |
GENERAL GARNISHMENT EXEMPTIONS - 75* of employee's
weekly net income or $402.50 whichever is more. |
COLLECTION AGENCY BOND & LICENSE - Bond: $5000
License: Yes - Fee: $100- Application $200 - Agency Biennially |
|
* ARIZONA |
INTEREST RATE - Legal: 10% - Judgment 10% or
contractual |
STATUTE OF LIMITATIONS (IN YEARS) - Open Acct: 3 -
Written Contract 6 in AZ. - 4 outside AZ. - Domestic Judgment
5-additional 5 upon request (indefinitely) - Foreign Judgment 4 |
BAD CHECK LAWS (CIVIL PENALTY) - Twice the amount
of check, costs of suit, reasonable attorney fees. |
GENERAL GARNISHMENT EXEMPTIONS - See federal law. |
COLLECTION AGENCY BOND & LICENSE - Bond: $10,000
minimum (based on gross income) - License: Yes - Fee: $1500
Application Fee $600 Annual Fee $23 per Officers/Managers |
|
ARKANSAS |
INTEREST RATE - Legal: 6% or 5 points above the
Fed. discount rate Judgment 5 points above the Federal discount rate
or 10% per annum whichever is less |
STATUTE OF LIMITATIONS (IN YEARS) - Open Acct: 3 -
Written Contract 5 (partial payment stops the statute from running) -
Sale of Goods: (UCC-2) - 4 - Domestic Judgment 10 - Renewable -
Foreign Judgment 10 |
BAD CHECK LAWS (CIVIL PENALTY) - Twice the amount
of check - prior to double charge - can start out with $15 charge per
NSF check after 30 days. |
GENERAL GARNISHMENT EXEMPTIONS - $500 head of
family; $200 single. Includes personal property except clothing. |
COLLECTION AGENCY BOND & LICENSE - Bond:
$5000/$1500 Branch - License: Yes - Fee: $125 -$5 each employee |
|
* CALIFORNIA |
INTEREST RATE - Legal: 10% - Judgment 10% (Unless
otherwise contracted) |
STATUTE OF LIMITATIONS (IN YEARS) - Open Acct:
Reduced to writing - 4 - Open Acct: No writing - 2 - Written Contract
4 - Domestic Judgment 10 (renewable at 10) - Foreign Judgment 10
(commencing with judgment debtor's commencement of CA residence) |
BAD CHECK LAWS (CIVIL PENALTY) - Amount due,
Treble damages - minimum $100 maximum $1500 per check |
GENERAL GARNISHMENT EXEMPTIONS - See federal law.
Exemptions for necessities of life. |
COLLECTION AGENCY BOND & LICENSE - No license or
bond required. |
|
COLORADO |
INTEREST RATE - Legal: 8% - Judgment 8% (or higher
if specified in contract or note) |
STATUTE OF LIMITATIONS (IN YEARS) - Open Acct: 6 -
Written Contract 6 (signed promissory note) - Written Contract Goods
Services: 3 - Domestic Judgment District Court 20 (renewable every 20)
County Court - 6 (renewable every 6) - Foreign Judgment 6 in CO |
BAD CHECK LAWS (CIVIL PENALTY) - Treble Damages &
Reasonable Fees |
GENERAL GARNISHMENT EXEMPTIONS - See federal law. |
COLLECTION AGENCY BOND & LICENSE - Bond: $10,000 -
20,000 - License: Yes - Fee: Determined by collection agency board |
|
CONNECTICUT |
INTEREST RATE - Legal: 8% - Judgment 10% |
STATUTE OF LIMITATIONS (IN YEARS) - Open Acct: 6 -
Written Contract 6 - Oral Contract 3 - Domestic Judgment 20/25 - Small
Claims Judgment 10/15 - Foreign Judgment 20 |
BAD CHECK LAWS (CIVIL PENALTY) - Personal
liability of signatory on corporate claims unless signed in corporate
capacity. |
GENERAL GARNISHMENT EXEMPTIONS - 25% you may
garnish disposable earnings each week, or 40 x fed. mm. hourly wage,
whichever is less. |
COLLECTION AGENCY BOND & LICENSE - Bond: $5000 -
License: Yes - Fee: $200 Yearly $50 Investigation |
|
DELAWARE |
INTEREST RATE - Legal + Judgment -Federal Reserve
Discount Rate Plus 5% Points |
STATUTE OF LIMITATIONS (IN YEARS) - Sale of Goods:
4 - Open Acct.: 4 - Written Contract 3 - Domestic Judgment No
provision - Foreign Judgment No provision |
BAD CHECK LAWS (CIVIL PENALTY) - Amount due, cost
of suit, protest tees |
GENERAL GARNISHMENT EXEMPTIONS - 85% of disposable
earnings or disposable earnings minus 127.50 weekly according to
schedule. |
COLLECTION AGENCY BOND & LICENSE - Bond: No -
License: Merc. License - Fee: $50 Yearly |
|
DISTRICT OF COLUMBIA |
INTEREST RATE - Legal: 6% - Judgment 70% of
interest rates on taxes to IRS |
STATUTE OF LIMITATIONS (IN YEARS) - Open Acct: 3 -
Written Contract 3 - Domestic Judgment 20 - Foreign Judgment Foreign
Statute |
BAD CHECK LAWS (CIVIL PENALTY) - Amount Due -
Protest Fees |
GENERAL GARNISHMENT EXEMPTIONS - See federal law.
D.C. Government employees are not attachable. |
COLLECTION AGENCY BOND & LICENSE - Bond: No -
License: No - Fee: No |
|
FLORIDA |
INTEREST RATE - Legal: 10% - Judgment 10% or
contractual |
STATUTE OF LIMITATIONS (IN YEARS) - Open Acct: 4 -
Written Contract 5 - Domestic Judgment 7 Renewable - Foreign Judgment
Sit not recorded in-state |
BAD CHECK LAWS (CIVIL PENALTY) - After 30 day
demand-treble amount in addition to amount owed, bank & court costs &
reasonable attorney fees. |
GENERAL GARNISHMENT EXEMPTIONS - See federal law
except 100% head of household. - Liberal Homestead Exemption - 1st
$1,000 of automobile |
COLLECTION AGENCY BOND & LICENSE - Bond: Yes -
$50,000 (Commercial) - License: Yes - Fee: Yes - $200 - Registration /
$50 - Investigation $200 - Renewal |
|
GEORGIA |
INTEREST RATE - Legal: 7% - Judgment 12% -
Commercial Accounts: 18% |
STATUTE OF LIMITATIONS (IN YEARS) - Open Acct: 4 -
Written Contract 6 - Domestic Judgment .7 - Foreign Judgment 5 |
BAD CHECK LAWS (CIVIL PENALTY) - After 10 day
written demand double damages up to $500 and service charge ot $20 or
5%, whichever is greater. |
GENERAL GARNISHMENT EXEMPTIONS - See federal law.
City, County & State employees may be garnished. |
COLLECTION AGENCY BOND & LICENSE - Bond: No -
License: No - Fee: No |
|
HAWAII |
INTEREST RATE - Legal: 10% - Judgment 10% (no
written contract) |
STATUTE OF LIMITATIONS (IN YEARS) - Sale of Goods:
4 - Open Acct: 6 - Written Contract 6 - Domestic Judgment 10 - Foreign
Judgment 6 for regis./10 after regis. |
BAD CHECK LAWS (CIVIL PENALTY) - Damages equal to
$100 or triple amount of check, not to exceed $500. |
GENERAL GARNISHMENT EXEMPTIONS - 95% of 1St $100 -
90% of 2nd $100 - 80% net wages in excess of $200 per mo. or federal
limits whichever is greater. |
COLLECTION AGENCY BOND & LICENSE - Bond:
$25,000/$15,000 each branch - License: Registration with "DCCA" - Fee:
$25- Application - $80- Registration $80 - Renewal - $50- Compliance =
$155 for 2 years |
|
* IDAHO |
INTEREST RATE - Legal: 12% - Judgment 10.875% plus
the base rate |
STATUTE OF LIMITATIONS (IN YEARS) - Open Acct: 4 -
Oral Contract 4 - Written Contract 5 - Domestic Judgment 5 renewable -
Foreign Judgment 6 renewable |
BAD CHECK LAWS (CIVIL PENALTY) - Triple amount of
check up to $500 over the check amount |
GENERAL GARNISHMENT EXEMPTIONS - See federal law. |
COLLECTION AGENCY BOND & LICENSE - Bond: Greater
of $5,000 or 2 x average monthly net collections previous year plus
$2000 to indemnify state for costs - License: Yes - Fee: $100 - permit
fee - $50 - renewal |
|
ILLINOIS |
INTEREST RATE - Legal: 5% Judgment 9% |
STATUTE OF LIMITATIONS (IN YEARS) - Sales (UCC): 4
- Open Acct: 5 - Written Contract 10 - Domestic Judgment 20 - Foreign
Judgment Same as foreign jurisdiction |
BAD CHECK LAWS (CIVIL PENALTY) - Triple check
amount up to $500, attorney fees & court costs. |
GENERAL GARNISHMENT EXEMPTIONS - 15% of gross
wages or disposable earnings for workweek up to 45 x ted. mm. hourly
wage, whichever is greater. |
COLLECTION AGENCY BOND & LICENSE - Bond: $25,000 -
License: Yes - Fee: $75 - Original $60 - Renewal |
|
INDIANA |
INTEREST RATE - Legal: 8% - Judgment 8% |
STATUTE OF LIMITATIONS (IN YEARS) - Open Acct: 6 -
Written Contract for payment of money -(executed before 9/1/82): 10
(executed after 8/31/82): 6 - Written contract (other than payment of
money): 10 - Domestic Judgment 10 - Foreign Judgment 10 |
BAD CHECK LAWS (CIVIL PENALTY) - Triple check
amount up to $500 over check amount + attorney fees & interest up to
18% per annum or 25% of triple check amount + attorney tees and
interest at 8% per annum. |
GENERAL WAGE GARNISHMENT EXEMPTIONS - 75% of
disposable earnings for workweek or the amount of 30 x ted. mm. hourly
wage, whichever is greater. |
COLLECTION AGENCY BOND & LICENSE - Bond: $5000
each office - License: Yes - Fee: $50 plus $5 per annum, each
unlicensed employee $15 branch office |
|
IOWA |
INTEREST RATE - Legal: 5% - Judgment 10% |
STATUTE OF LIMITATIONS (IN YEARS) - Open Acct: 5 -
Written Contract 10 - Domestic Judgment 10 - can be renewed in the
next year - Foreign Judgment 10 - can be renewed in the next year |
BAD CHECK LAWS (CIVIL PENALTY) - Triple check up
to $500 over check amount |
GENERAL GARNISHMENT EXEMPTIONS - See federal law. |
COLLECTION AGENCY BOND & LICENSE - Bond: No -
License: No - Fee: No |
|
KANSAS |
INTEREST RATE - Legal: 10% - Judgment 4 percentage
points above the discount rate |
STATUTE OF LIMITATIONS (IN YEARS) - Open Acct: 3 -
Written Contract 5 - Domestic Judgment 5 renewable - Foreign Judgment
5 renewable |
BAD CHECK LAWS (CIVIL PENALTY) - Three times check
amount not exceeding the check amount, $500 or $100 whichever is
greater plus attorney tees |
GENERAL GARNISHMENT EXEMPTIONS - See federal law.
Plus other personal property, benefit exemptions, and homestead |
COLLECTION AGENCY BOND & LICENSE - Bond: No -
License: No - Fee: No |
|
KENTUCKY |
INTEREST RATE - Legal: 8% - Judgment 12% |
STATUTE OF LIMITATIONS (IN YEARS) - Open Acct: 5
- Written Contract 15 - Oral Contract 5 -
Domestic Judgment 15 - Foreign Judgment 15 |
BAD CHECK LAWS (CIVIL PENALTY) - N/A |
GENERAL GARNISHMENT EXEMPTIONS -25% of disposable
income or 30 times the federal minimum hourly wage (whichever is less) |
COLLECTION AGENCY BOND & LICENSE - Bond: No -
License: No - Fee: No |
|
LOUISIANA |
INTEREST RATE FOR 1996 - Legal: 9.75% - Judgment
9.75% |
STATUTE OF LIMITATIONS (IN YEARS) - Open Acct: 3 -
Written Contract 10 - Promissory Notes: 5 - Domestic Judgment 10 -
Foreign Judgment 10 |
BAD CHECK LAWS (CIVIL PENALTY) - After 30 day
written demand (certified or registered), twice check amount Attorney
fees & court costs. |
GENERAL GARNISHMENT EXEMPTIONS - 75% disposable
earnings per work week, but not less than 30 x fed. mm. hourly wage. |
COLLECTION AGENCY BOND & LICENSE - Bond: Yes -
$10,000 - License: Yes - Fee: $200 Initial I $200 Investigation I $200
Renewal $100 Branch I $100 Branch Renewal |
|
MAINE |
INTEREST RATE - Legal: 8% Post - Judgment 15%
annual (less than $30,000) T-Bill rate over $30,000 |
STATUTE OF LIMITATIONS (IN YEARS) - Open Acct: 6 -
Written Contract 6 + 20 (with attestment) - Domestic Judgment 20 -
Foreign Judgment 20 |
BAD CHECK LAWS (CIVIL PENALTY) - Amount due, court
costs, service costs & collection costs |
GENERAL GARNISHMENT EXEMPTIONS - You may garnish
25% of disposable income or 40 times the federal minimum wages per week
(whichever is less) After judgment only. |
COLLECTION AGENCY BOND & LICENSE - Bond: Yes- Per
Superintendent - License: Yes - Fee: $400 Yearly |
|
MARYLAND |
INTEREST RATE - Legal: 6% - Judgment 10% or
contractual |
STATUTE OF LIMITATIONS (IN YEARS) - Open Acct: 3 -
UCC:4 - Specialty: 12 (contract under seal) - Written Contract 3 -
Domestic Judgment 12 - Foreign Judgment 12 |
BAD CHECK LAWS (CIVIL PENALTY) - After 30 day
written notice, amount due, $25 fee, twice check amount up to $1000.
(At the discretion of the court.) Applies to COD sales only. |
GENERAL GARNISHMENT EXEMPTIONS - Greater of 75% of
amount to $145 x no. of wks. in which wages due were earned, except in
Caroline, Worchester, Kent & Queen Anne's Counties, see federal law.
Exemption is up to $3,000 in cash and/or property. |
COLLECTION AGENCY BOND & LICENSE - Bond: $5,000
each office - License: Yes - Fee: $150 each office |
|
MASSACHUSETTS |
INTEREST RATE - Legal: 6% - Judgment 12% -
Contract 12% |
STATUTE OF LIMITATIONS (IN YEARS) - Open Acct on
Contract 6 - Contract 6 - Sales (UCC) Contract 4 - Domestic Judgment
20 (presumed satisfied after 20 years) - Foreign Judgment 20 -
Contract Under Seal: 20 |
BAD CHECK LAWS (CIVIL PENALTY) - Amount due, costs
of suit, protest fees Additional damages $100 - $500 can be assessed. |
GENERAL GARNISHMENT EXEMPTIONS - $l25 a week |
COLLECTION AGENCY BOND & LICENSE - Bond: $10,000
-$25,000 - License: Yes - Fee: Determined by commissioner |
|
MICHIGAN |
INTEREST RATE - Legal: 5% - Judgment 6.953 changes
semi-annually - Usuary limit 25% |
STATUTE OF LIMITATION (IN YEARS) - Open Acct: 6 -
Written Contract 6 - Sales (UCC) Contract 4 - Domestic Judgment 10
renewable - Foreign Judgment 10 |
BAD CHECK LAWS (CIVIL PENALTY) - Twice the amount
of check - not to exceed $500. Retail Claims - Notice Requirements. |
GENERAL GARNISHMENT EXEMPTIONS - See federal law. |
COLLECTION AGENCY BOND & LICENSE (RETAIL ONLY) -
Bond: $5,000 - $50,000 - License: Yes - Fee: $150 - Investigation $225
- Initial $125- Annually |
|
MINNESOTA |
INTEREST RATE - Legal: 6% - Judgment 5% (Changes
Yearly) Business or Agricultural Loan: 4½% over federal discount rate |
STATUTE OF LIMITATIONS (IN YEARS) - Goods Sold &
Delivered (UCC): 4 - Open Acct: 6 - Written Contract 6 -
Transportation Service: 3 - Domestic Judgment 10 - Foreign Judgment 10 |
BAD CHECK LAWS (CIVIL PENALTY) - Amount due, $100
penalty, judgment interest rate, reasonable attorneys fees (if check
over $1250), $15 service charge. |
GENERAL GARNISHMENT EXEMPTIONS - Greater of 75% or
amount to 40 x fed. mm. hourly wage. |
COLLECTION AGENCY BOND & LICENSE - Bond: $20,000 -
License: Yes - Fee: $1,000 - Initial $400 - Annual $10 - Per Collector |
|
MISSISSIPPI |
INTEREST RATE - Legal: 8% - Judgment amount in
contract if no contract amount court decides |
STATUTE OF LIMITATIONS (IN YEARS) - Open Acct: 3 -
Written Contract 3 UCC: 6 - Domestic Judgment 7 - Foreign Judgment 7(3
if resident) |
BAD CHECK LAWS (CIVIL PENALTY) - On checks $100 or
more - not more than $1000 fee + court may impose fee of no more than
85% of the check value. Criminal penalties & restitution apply. |
GENERAL GARNISHMENT EXEMPTIONS - See federal law. |
COLLECTION AGENCY BOND & LICENSE - Bond: No -
License: City - Business - Fee:$15-$50 |
|
MISSOURI |
Interest Rate
Legal: 9%
Judgment: 9%
|
Statute of Limitations (in years)
Sale of Goods: 4
Open Acct.: 5
Written Contract: 10
(Money & Property)
Domestic Judgment: 10 (Revived every 10 years)
Foreign Judgment: 10 (Revived every 10 years) |
Bad Check Laws (civil penalty)
Three times face amount owed plus attorney's fees.
|
General Garnishment Exemptions
See federal law; exempt 90% of week's net pay, head of household /
single person w/o depend. = 75%.
|
Collection Agency Bond & License
Contact: Secretary of State
600 W. Main Street
Jefferson City, MO 65101
Phone: (573) 751-4936
email:
SOSMain@sosmail.state.
mo.us
web:
www.sos.mo.gov
/default.asp |
|
MONTANA
|
Interest
Rate
Legal: 10%
Judgment: 10%
A binding written agreement may provide for interest of 15% or 6%
above prime (whichever is more).
Exemption to Interest Law: Short Term Lenders (90 days or less) can
receive high interest - 300%-400% APR
Also subject to exception are regulated lenders. |
Statute of Limitations (in years)
Contract not in Writing: 5
Written Contract: 8
Domestic Judgment: 10 (District Court)
(Realty lien for only 10 in District Court)
Justice of Peace Judge: 10
Tort Claim (Subrogation) Prop & Personal: 3
|
Bad Check Laws (civil penalty)
$100 minimum or 3 times face value up to $500 plus face value of check
and under UCC the value of the check plus $30 service charge per
check.
|
General Garnishment Exemptions
See federal law. State law provides for executions |
|
|
NEBRASKA |
Interest Rate
Legal: 12% per written instrument or contract rate
Judgment: 2% above the bond investment yield of the 28 week U.S.
Treasury bill
|
Statute of Limitations (in years)
Open Acct.: 4
Written Contract: 5
Domestic Judgment: 5 - renewable every 5
Foreign Judgment: 5 non-renewable
|
Bad Check Laws (civil penalty)
Amount due, costs, protest fees
|
General Garnishment Exemptions
Greater of 75% disposable earnings (85% if head of household), or 30 x
fed. minimum hourly wage.
|
Collection Agency Bond & License
Contact: Collection Agency Licensing Board
Secretary of State
2300 State Capitol Building
Lincoln, NE 68509
Phone: (402) 471-8606 • Fax: (402) 471-2530
email:
sos04@nol.org
web:
www.sos.state.ne.us/collections
/collecti.htm |
|
NEVADA |
Interest Rate
Contract rate always prevails. If no contract:
Pre-judgment: Statutory rate = 2% Over Prime
as determined by 3 largest NV banks and adjusted every 6 months.
Judgment: Same as pre-judgment |
Statute of Limitations (in years)
Open Acct.: 4
Written Contract: 6
Lease: 6
Domestic Judgment: 6
Foreign Judgment: 6
|
Bad Check Laws (civil penalty)
Amount due, protest fees three times check amount not more than $500,
or less than $100. |
General Garnishment Exemptions
Wages no more than 25% of Disposable earnings for each week or
30 times federal minimum hourly wage (whichever is less) except for
support orders. |
Collection Agency Bond
& License
Contact: Nevada Financial Institutions Division
406 E. 2nd Street, Suite 3
Carson City, NV
89701-4758
Phone: (775) 684-1830 • Fax: (775) 684-1845
web:
www.fid.state.nv.us
|
|
NEW YORK |
Interest Rate
Legal: 9%
Judgment: 9%
Usury: 16%
|
Statute of Limitations (in years)
Open Acct.: 6
Sale of Goods: 4
Written Contract: 6
Domestic Judgment: 20 (10 yr. renewable lien)
Foreign Judgment: 20 (10 yr. renewable lien)
|
Bad Check Laws (civil penalty)
Face value of check plus two times check amount
up to a maximum of $400 on NSF or $750 on "no account"
(Demand prescribed by law). GEN.OB.1.1-104. (Conspicuous posting at
time & place of sale required) |
General Garnishment Exemptions
90% of earnings, except 1st $154.50 wk. wholly exempt (only if the
person earns minimum wage).
|
Collection Agency Bond & License
Contact: Secretary of State
41 State Street
Albany, NY 12231-0001
Phone: (518) 474-0050 • Fax: (518) 474-4765
email:info@dos.state.ny.us
web:
www.dos.state.ny.us
|
|
NORTH CAROLINA |
Interest Rate
Legal: 8%
Judgment: 8%
|
Statute of Limitations (in years)
Open Acct.: 3
Sale of Goods: 4
Written Contract: 3
Domestic Judgment: 10
Foreign Judgment: 10
|
Bad Check Laws (civil penalty)
30 day written demand lesser of $500 or 3x check amount, but not less
than $100.
|
General Garnishment Exemptions
100% of last 60 days' earnings for family support.
Garnishment only by political subdivisions for taxes, ambulance fees,
etc. |
Collection Agency Bond & License
Contact: North Carolina Dept. of Insurance
Agent Services Division
Box 26267
Raleigh, NC 27603
Phone: (919) 733-7487
web:
www.ncdoi.com
|
|
NORTH DAKOTA |
Interest Rate
Legal: 6%
Judgment: 12%
|
Statute of Limitations (in years)
Open Acct. for services: 6
Sale of Goods: 4
Written Contract: 6
Domestic Judgment: 10 renewable
Foreign Judgment: 10 renewable |
Bad Check Laws (civil penalty)
Amount due, collection fees of $25, and civil penalty by civil action
for lesser of $200 or 3X check. Effective 08/01/01. |
General Garnishment Exemptions
Greater of 75% or amount each wk. = to 40 x fed. min. hourly wage.
Plus $20.00 each household dependent. |
Collection Agency Bond & License
Contact: Timothy J. Karsky, Commissioner
Dept. of Financial Institutions
2000 Schafer Street, Suite G
Bismarck, ND 58501-1204
Phone: (701) 328-9933
email:dfi@state.nd.us
web:
www.discovernd.com/dfi |
|
OHIO |
Interest Rate
Legal: 10%
Judgment: 10% (unless written contract) |
Statute of Limitations (in years)
Open Acct.: 6
Sales Contract (UCC2-725)
Written Contract: 15
Domestic Judgment: 21 renew every 5
Foreign Judgment: 21 renew every 5 |
Bad Check Laws (civil penalty)
The greater of $200 or three times the amount of check and attorney
fees (no maximum). |
General Garnishment Exemptions
See federal law. Effective 3/30/99 Ohio allows continuing
garnishments. |
Collection Agency Bond
& License
Contact: Secretary of State
Client Service Center
30 East Broad Street
|